Legal disclaimer

Website disclaimer

The information contained in this website is for general information purposes only. The information is provided by the Business Council of Co-operatives and Mutuals (BCCM) and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under the control of the BCCM. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, the BCCM takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Your privacy 

We do not give out information about our users and your personal details are protected by our secure servers when using the BCCM website. Before disclosing your personal information on any linked website we advise you to examine their terms and conditions of use.

Personal information

We recognise that your privacy is very important to you and that you have a right to control your personal information. Our policy for dealing with any personal information that you might disclose to us while using the BCCM website is explained below.

When visiting the BCCM website we will not collect any personal information about you except when you knowingly provide it – when you register using our forms, e-newsletter subscription form and/or any other forms requiring you to knowingly and willingly enter your details.

If you visit the BCCM website to read or download information our system records your server address, domain name, date and time of your visit and the information downloaded. This information does not identify your name or you personally. It is used for statistical and site development purposes only.

We endeavour to take all reasonable steps to keep secure any information, which we hold about you, and to keep this information accurate and up-to-date. Your information is stored in secure servers that are protected in secure facilities. However, we are not responsible for events arising from unauthorised access to your personal information.

Personal information will not be released to persons or entities outside our organisation without your consent except where:

  • Such disclosure is permitted under the Privacy Act 1988;
  • The BCCM is required by law to disclose information to third parties; or
  • Yhe BCCM has outsourced some internal functions to third party contractors, for example, data warehousing, hosting servers or mail houses.


Under the Privacy Act (1988) the BCCM is obliged to provide personal information of an individual which has been collected, used or disclosed since 21 December 2001. If you have any queries, problems or complaints relating to your privacy or would like to access your personal information held by the BCCM, please contact us.