UNITING ALL AUSTRALIAN
CO-OPERATIVES + MUTUALs

Our Members

BCCM members are leading Australian co-operatives and mutuals from all industries, including peak bodies and household names in agriculture, health, housing and education. Many started because the market couldn’t adequately meet community needs, and some have existed for more than 150 years. 

BCCM members provide employment across regional and metropolitan Australia, cementing fairness and equity in market supply chains. Co-operatives and mutuals support their community beyond donations and sponsorships – for every dollar spent, it’s estimated 76 cents is recycled within the local community.

BCCM Members

Australian Unity

Australian Unity

Australian Unity is a national healthcare, financial services and independent and assisted living organisation with over 6,000 employees providing services to nearly a million Australians including some 300,000 members nationwide. Australian Unity’s retirement communities assist over 3,000 older Australians to continue to live as independently as possible in communities with friends and supports. Australian Unity’s history as an independent mutual dates back 175 years.

Year established: 1840

Type: Mutual

Industry: Healthcare, Insurance & Risk Protection, Private Health Insurance

Employers Mutual Limited

Employers Mutual is a member-owned insurance fund which provides for the claims management and related injury management needs of employers and workers. They provide the tools, resources and support for employees injured at work, and to help employers create safe workplaces.

Year established: 1910

Type: Mutual

Industry: Insurance & Risk Protection

HCF

HCF

HCF is an award-winning health insurance fund with more than 1.5 million members nationwide. It uses all of its profits for the benefit of its members, delivering the lowest premium increases of the major funds. It is Australia’s largest not-for-profit health insurer.

Year established: 1932

Type: Mutual

Industry: Healthcare, Insurance & Risk Protection, Private Health Insurance

MDA National

MDA National

MDA National is an Australia-wide Medical Defence Organisation that provides member support services and extensive professional indemnity insurance. It is a member-owned mutual that exists solely to support and protect members and promote good medical practice.

Year established: 1925

Type: Mutual

Industry: Insurance & Risk Protection

RT Health

rt Health Fund

rt is a not-for-profit fund owned by its members. Started by a group of railway employees who got together to form a co-operative, it went on to form Australia’s first registered health fund.

Year established: 1889

Type: Mutual

Industry: Healthcare, Insurance & Risk Protection, Private Health Insurance

State Cover

StateCover Mutual Limited

StateCover Mutual Limited is a specialised insurer, supporting the workplace risk needs of NSW councils and other local government entities.

Year established: 2001

Type: Mutual

Industry: Insurance & Risk Protection

Uni Mutual

Unimutual Limited

Unimutual is owned and controlled by Australian universities, higher education providers and associated entities for the sole benefit and interest of its membership. It provides cover for essential property and liability protection.

Year established: 1989

Type: Mutual

Industry: Insurance & Risk Protection

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